reAlpha Tech Corp.

Terms of Use

Last Updated: February 11, 2026

Welcome! These Terms constitute part of the Agreement regarding the Services between you and the applicable reAlpha entity providing Services to you. These Terms provide important information to you, including information about your obligations when using the Services, about content you access through the Services, about content you contribute to the Services, and about the limits of our liability to you. By accessing, downloading, or using any portion of the Services, which are available to you in whole or in part, you signify that you accept the terms of the Agreement.

Your use of and access to each Service is subject to these Terms and the broader Agreement. Please review these Terms and the broader Agreement carefully.

PLEASE NOTE: WHERE PERMITTED BY APPLICABLE LAW, WHEN YOU AGREE TO THIS AGREEMENT AND THESE TERMS YOU ARE AGREEING (WITH LIMITED EXCEPTION) TO RESOLVE ANY CLAIM BETWEEN YOU AND REALPHA THROUGH BINDING, INDIVIDUAL ARBITRATION RATHER THAN IN COURT. PLEASE REVIEW CAREFULLY SECTION 10 BELOW FOR DETAILS REGARDING ARBITRATION (INCLUDING THE PROCEDURE TO OPT OUT OF ARBITRATION). THIS AGREEMENT ALSO CONTAINS A CLASS ACTION WAIVER.

BY ENTERING INTO THIS AGREEMENT, YOU ACKNOWLEDGE THAT YOU UNDERSTAND THIS AGREEMENT AND AGREE TO ALL OF ITS TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT, YOU MAY NOT USE OR ACCESS THE SERVICES.

1. Definitions

  • Agreement: Collectively and as applicable to you, these Terms, any service-specific addendum, reAlpha's Privacy Policy, and all other applicable terms, conditions, and policies that we make available to you in connection with your use of the Services.

  • Content: All materials displayed via the Services—including text, images, property listings, data, software, configurations, metadata, design, trademarks, and other information.

  • Notice: The DMCA Notice of Alleged Infringement, as further described in Section 11.

  • reAlpha (or "our" or "we"): Collectively, reAlpha Tech Corp, its subsidiaries and its affiliates, or as applicable to you, the specific entity, and/or the affiliates of such entity, providing the Services to you.

  • Services: Collectively, the websites, mobile apps, platform, and any real-estate, mortgage, title, or other products and services provided by reAlpha.

  • Third-Party Services: Services operated by third parties, including partners, vendors, lenders, title companies, mortgage providers, advertising networks, analytics vendors, and others that collaborate with reAlpha.

  • Terms: These Terms of Use.

  • User: Any person or legal entity using or accessing the Services, now or in the future.

  • Your Content: Any content you upload, post, or transmit via the Services (e.g., property listings, messages, documents).

2. Eligibility and Account Responsibility

You must be of legal age (at least 18), or otherwise have legal capacity under your jurisdiction, to use the Services. If you register for an account, you must provide accurate, truthful, and complete information. You are solely responsible for safeguarding your account credentials and for all activity occurring under your account. You may not share your account, credentials, or allow unauthorized third parties to access the Services through your account.

3. License and Proprietary Rights

reAlpha grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for your personal, non-commercial purposes (unless otherwise agreed). All rights not explicitly granted are reserved by reAlpha or its licensors. You agree not to reproduce, distribute, modify, reverse-engineer, or attempt to derive source code from the Services or Content except as expressly permitted. reAlpha reserves the right, but not the obligation, to remove, edit, or modify any Content in its sole discretion, at any time, without notice and for any reason.

4. User Content and Prohibited Conduct

If you submit or upload Your Content, you grant reAlpha and its affiliates a non-exclusive, worldwide, royalty-free, transferable, sublicensable, perpetual license to use, reproduce, display, distribute, adapt, and otherwise exploit such content. You represent that you have the necessary rights to grant this license and are responsible for the accuracy of Your Content.

Prohibited Conduct: You shall not: (i) use the Services for any purpose that is prohibited by these Terms; (ii) post or transmit any material that is unlawful, fraudulent, defamatory, discriminatory, infringing, or otherwise objectionable; (iii) recruit, solicit, or encourage any other user to use third-party services or websites that are competitive to ours; (iv) use the Services to find a listing, landlord, buyer, or seller, and then complete a transaction independent of the Services in order to circumvent the obligation to pay any fees related to our provision of the Services; (v) take any action that imposes or may impose (as determined by us in our sole discretion) an unreasonable or disproportionately large load on our infrastructure; (vi) interfere or attempt to interfere with the proper working of the Services; (vii) bypass, circumvent, or attempt to bypass or circumvent any measures we may use to prevent or restrict access to the Services; (viii) attempt to overload, hack, scrape, or otherwise interfere with the Services; (ix) run any form of auto-responder or “spam” on the Services; (x) use manual or automated software, devices, or other processes to “crawl” or “spider” any page of the Site; (xi) take any action in violation of our guidelines and policies; (xii) decipher, decompile, disassemble, reverse engineer, or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Services; (xiii) modify, translate, or otherwise create derivative works of any part of the Services; (xiv) infringe any patent, trademark, trade secret, copyright, right of publicity, or other right of any other person or entity or violate any law or contractual duty; or (xv) copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder.

5. Third-Party Services and Mandatory Data Exclusions

reAlpha provides integrated services involving third-party partners, including lenders, title companies, inspectors, brokers, and contractors. To facilitate these services, reAlpha may share your data with those partners in accordance with our Privacy Policy. reAlpha is not responsible for the performance, compliance, or practices of these third parties.

Mandatory Data Disclaimer: All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

6. Mobile Messaging

reAlpha Tech Corp. provides mobile messaging services to facilitate real estate and mortgage transactions.

  • Program Description: By opting in, you may receive SMS/MMS and email messages including promotional offers, service updates, appointment confirmations, and reminders.

  • Opt-Out Instructions: You can cancel the SMS service at any time. Simply text "STOP" to the mobile number from which you received a message. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us.

  • Opt-In Again: To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

  • Help Instructions: For assistance, text "HELP" to the messaging number or contact us directly at [email protected] or +1 707-732-5742.

  • Carrier Liability: Carriers are not liable for delayed or undelivered messages.

  • Rates and Frequency: As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your interactions.

Privacy Policy: Your use of our SMS/mobile messaging program is also governed by our Privacy Policy. For more information on how we collect and use your data, please refer to our Privacy Policy here: https://forms.realphamortgage.com/privacy-policy

7. Disclaimers and Rebate Terms

All Services and Content are provided on an “As Is” and “As Available” basis. reAlpha disclaims any warranty of accuracy, merchantability, fitness for a particular purpose, or non-infringement.

Disclaimers Related to Our Rebate: Customers purchasing a home through reAlpha's licensed brokerages may be eligible for a rebate of up to 1% of the purchase price, plus an additional 0.5% if bundling reAlpha Mortgage services.

  • Buyer Agreement: Customer must enter into a formal buyer agreement with one of reAlpha's licensed real estate brokerages to be eligible.

  • Closing Credit: The Rebate is provided only as a credit applied toward eligible closing costs (“Closing Credit”) and may not exceed total closing costs. Any unused portion is forfeited. Closing Credits are non-transferable and have no cash value.

  • Limited Availability: The Rebate is only available in jurisdictions where reAlpha offers brokerage services and where such credits are permitted by law.

  • No Guarantee: Rebate amounts vary by market location, purchase price, and minimum commissions retained by reAlpha.

8. Limitation of Liability and Indemnification

To the maximum extent permitted by law, reAlpha and its affiliates, officers, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services.

You agree to indemnify, defend, and hold harmless reAlpha and its officers, directors, and employees from any claims, losses, or expenses (including legal fees) resulting from your misuse of the Services, your breach of these Terms, or your violation of any third-party rights or applicable laws.

9. Governing Law and Venue

These Terms and your use of the Services are governed by the laws of the State of New York, without regard to its conflict of law provisions.

10. Arbitration Clause and Class Action Waiver

IMPORTANTLY, PLEASE REVIEW THIS SECTION AS THIS ARBITRATION CLAUSE AND CLASS ACTION WAIVER AFFECTS YOUR LEGAL RIGHTS.

ARBITRATION. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AGREE THAT (1) ANY AND ALL DISPUTES AND CAUSES OF ACTION ARISING BETWEEN YOU AND ANY REALPHA ENTITY, WITH REGARD TO YOUR RELATIONSHIP WITH REALPHA, INCLUDING, WITHOUT LIMITATION, DISPUTES RELATED TO THESE TERMS, YOUR USE OF THE SERVICES, AND/OR RIGHTS OF PRIVACY AND/OR PUBLICITY, SHALL BE RESOLVED INDIVIDUALLY (WITHOUT RESORT TO ANY CLASS, REPRESENTATIVE OR CONSOLIDATED ACTION OR PROCEEDING), AND EXCLUSIVELY BY FINAL AND BINDING ARBITRATION IN NEW YORK WITHIN ONE YEAR FROM THE DATE THAT THE CAUSE OF ACTION AROSE (OR, IF MULTIPLE CAUSE OF ACTIONS ARE INVOLVED, FROM THE DATE THAT THE FIRST CAUSE OF ACTION AROSE) PURSUANT TO THE AMERICAN ARBITRATION ASSOCIATION'S RULES FOR ARBITRATION OF CONSUMER-RELATED DISPUTES; AND (2) JUDGMENT UPON SUCH ARBITRATION AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION. THIS SECTION 10 IS GOVERNED, IN ALL RESPECTS, BOTH PROCEDURALLY AND SUBSTANTIVELY, BY THE UNITED STATES FEDERAL ARBITRATION ACT. YOU AND THE APPLICABLE REALPHA ENTITY AGREE THAT YOU ARE EACH EXPRESSLY WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.

DISCOVERY AND RIGHTS TO APPEAL IN ARBITRATION ARE GENERALLY MORE LIMITED THAN IN A LAWSUIT, AND OTHER RIGHTS THAT YOU AND REALPHA WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION.

Class Action Waiver. NEITHER YOU NOR REALPHA WILL PARTICIPATE IN A CLASS ACTION OR CLASS-WIDE ARBITRATION FOR ANY CLAIMS COVERED BY THE AGREEMENT. YOU ARE GIVING UP YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST US INCLUDING ANY RIGHT TO CLASS ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS.

You also agree not to participate in claims brought in a private attorney general or representative capacity, or consolidated claims involving another person's account, if we are a party to the proceeding.

If the prohibition against class actions and other claims brought on behalf of third parties contained above is found to be unenforceable, then all of the preceding language in this Arbitration section will be null and void. This arbitration agreement will survive the termination of your relationship with us.

If any other provision of this Section 10 requiring that claims be brought only on an individual basis and not on a class, collective, or representative basis, is determined to be invalid or unenforceable with respect to any particular claim, including any remedy or request for relief, then that particular claim, remedy or request for relief shall not proceed in arbitration but rather will be resolved in a court of competent jurisdiction subject to Section 9. If that happens, however, the arbitration provisions in this Section 10 will still be fully enforceable as to all other claims, which must be resolved in arbitration on an individual basis. Any arbitrable claims will be resolved before non-arbitrable claims, which the parties will jointly request to be stayed pending the conclusion of arbitration. In any subsequent litigation of non-arbitrable claims, the arbitrator's factual findings will not be entitled to deference by the court.

In addition, you have the right to opt out of arbitration entirely and litigate any claim if you provide reAlpha with whom you are entering into this arbitration agreement with personally signed, written notice of your desire to do so by email at [email protected] (with the subject line “Arbitration Opt Out”) or by a personally signed written notice sent by certified mail to reAlpha at 6515 Longshore Loop, Suite 100, Dublin, Ohio 43017, within thirty (30) days following the date you first agree to this arbitration agreement.

11. DMCA Notice of Alleged Infringement

If you believe your copyrighted work has been infringed, please provide our Copyright Agent with a Notice containing:

  1. Identification of the copyrighted work claimed to have been infringed.

  2. Identification of the infringing material and the URL where it is located on the Services.

  3. Your address, telephone number, and email address.

  4. A statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.

  5. A statement, under penalty of perjury, that the information in the Notice is accurate and that you are the owner or authorized to act on the owner's behalf, accompanied by your physical or electronic signature.

Copyright Agent: Legal Department – Copyright 525 Washington Blvd Jersey City, NJ 07311 Email: [email protected]

12. Contact Information

For official notices or support inquiries, please contact reAlpha at:

  • reAlpha Tech Corp.

  • Postal Address: 6515 Longshore Loop Suite 100, Dublin, OH 43017

  • Attn: Legal Department

  • Email: [email protected]

  • Phone: +1 707-732-5742

13. Miscellaneous Provisions

  • Severability: If any portion of these Terms is deemed unenforceable, that portion shall be narrowly construed or modified to the extent necessary to make it enforceable, without affecting the remaining provisions.

  • No Waiver: Failure or delay by reAlpha to assert any right or demand compliance shall not constitute a waiver of such right or provision.

  • Force Majeure: reAlpha shall not be liable for any failure to perform resulting from causes beyond its reasonable control, including mechanical, electronic, or communications failure.

  • Assignment: These Terms are personal to you and are not assignable by you without our prior written consent. reAlpha may assign, transfer, or delegate its rights and obligations without restriction.

  • Agency: No agency, partnership, joint venture, or employment relationship is created as a result of these Terms.

  • Third-Party Rights: These Terms are for the benefit of reAlpha, its vendors, and its officers, directors, and affiliates. Each shall have the right to enforce these Terms directly against you.

  • Entire Agreement: These Terms constitute the entire agreement regarding the Services and supersede all prior understandings or communications.